Atlanta Hail Damage Claims
Property owners in Atlanta, GA, are no strangers to hail damage. Between 2012-2021 Georgia residents suffered a combined $139 million in hail-related property damage, making it the fifth highest state for hail damage loss in the U.S.
Hailstorms may not hit Atlanta as frequently as they do in states like Minnesota and Texas, but when they do, they tend to cause some serious damage. Filing an Atlanta hail damage claim can be a time-consuming process. Hiring a Public Adjuster can help.
Common Types of Hail Damage
According to Tiger Adjusters®, the largest Public Adjusting franchise in the United States, the most common forms of hail damage are:
- Roof Damage: Hail is your roof’s worst enemy. Large enough hailstones have no problem tearing or dinging standard asphalt shingles, leading to loss of granules that can compromise the roof’s integrity.
- Siding and Exterior Damage: Hail can easily crack or dent your property’s vinyl or aluminum siding, affecting your property's appearance and exposing it to further damage.
- Window and Skylight Damage: Large hailstones can shatter windows and puncture skylights with ease, scattering glass and exposing your home's interior to the elements.
- Vehicle Damage: Vehicles left to weather the storm might suffer dents and broken windows thanks to large hailstones.
- Landscape and Outdoor Property Damage: Anything outdoors during a hailstorm is likely to sustain hail damage, including your property's landscaping. Did you know that damage to plants and crops can be claimed under many property insurance policies?
Most standard homeowners' policies include coverage for the most common forms of hail damage, however, some high-risk areas may require you to add a separate hail damage endorsement to your existing policy.
Evaluating Atlanta Hail Damage
It can be hard for property owners to know how much they should expect to receive from insurers for their hail claim, particularly when it comes to roof damage.
The roof is your home's first line of defense against the elements, but it can be hard to know whether your roof needs to be completely replaced due to hail damage or if a partial repair job will do. It’s not uncommon for insurers to be offered partial roof repairs by their insurance, only to later learn that a total replacement was in order.
It helps to have extensive documentation of your roof's hail damage, including video and photos. You can also provide photos and maintenance records to show that your roof was functioning properly before the hailstorm.
However, if you really want to get the most out of your hail damage claim, hiring an Atlanta Public Adjuster might be your best move.
Hire Tiger Adjusters® Atlanta
Public Adjusters are licensed insurance professionals who work on behalf of the policyholder to maximize the settlement offer from an insurance claim. Tiger Adjusters® is a Public Adjusting franchise with licensed adjusters in Atlanta, GA.
A Public Adjuster can help you understand your policy, file a hail damage claim, and even negotiate with your insurance on your behalf.
